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Isn’t this nice? Being surrounded by verdant trees, silken grass, hearing your own heart beat. You can look out as far as the eye can see with nothing but nature’s undisturbed beauty. 

Healthcare spending in the United States is $3 trillion a year, straining the budgets of families, businesses and taxpayers alike.

These expenditures reflect the cost of caring for those with chronic or long-term medical conditions, an aging population and the increased cost of new medicines, procedures and technologies.

The new health reform law also has expanded access to insurance to millions of Americans. We’ve transitioned to a healthcare system in which everyone can obtain health insurance regardless of age or health status, and many individuals who are newly insured need ongoing medical attention.

Though medical costs are the main reason for the persistent growth in healthcare spending, too much of this money is not well spent. In fact, studies indicate that 30 cents of every healthcare dollar goes to care that is ineffective or redundant.

We can all play a part in helping to make America healthier--and curb healthcare costs. Our healthcare system itself must focus more on quality care for patients that helps them get healthy faster and stay healthy longer.  Choose to be your own health advocate and take control of your health today.

There are many steps you and your family can take to improve your own health, such as:  

  • quitting smoking,
  • losing weight,
  • adhering and complying with your medication regimen as prescribed by your doctor,
  • seeking appropriate preventive and follow-up care, and
  • All of these choices can lead to a healthier you, help to lower your healthcare costs and reduce overall healthcare spending.

The cost of living is the amount of money needed to sustain a certain level of living, including basic expenses such as housing, food,

taxes, child car, health care, etc. 

The cost of living is often used to compare how expensive it is to live in one city versus another. 

That is why we support the idea of a living wage.  The effects of a living wage on the economy  is astronomical. 

By paying people a affordable wages, people can pay their bills, buy homes, cars, travel, eat out,  shop, etc.

But of course there are critics who believe that implementing a  living wage establishes a wage floor, which will harm the economy.

They believe that companies will choose not to hire the same number of employees at such high levels of pay. This creates higher unemployment, resulting in deadweight loss, as people who would work for less than a living wage are no longer offered employment.

Which we all know is just Bull Shit.​

Fundraising ideas

The Power of crowd funding

The Real Coast of Minimum Wage

- Wisdom of Confucius

Weather you are raising money for charity, school, church or for yourself, crowd funding is a method that combines the power of social media with the support of your friends and family.

Create a unique fundraiser that will raise money and awareness for your cause, project, event, or need.

You can tell your story, upload photos and videos, and explain why you’re trying to raise money. Then, you share the page with your social networks via Facebook, Twitter, and email.

Fundraising is not something you can do on your own. You need the help of your friends, family, and community to successfully reach your goal.

Crowd funding is the best way to reach out to everyone in your network and ask them for their support.

Tell your story and post photos and videos that highlight your cause or project and help donors connect even more to your cause.

Share your campaign with your network! The more you promote your campaign, the more money you can raise.

Why does healthcare cost so much?

They say the grass is always greener on the other side, but if you ask me, the grass is pretty green over here.

It looks similar over there, but I like right where I am. It’s beautiful. Peaceful.  

Renters seeking affordable housing around the country face a dire situation. 
With foreclosed units in limbo and little construction taking place (depending on where you live), few vacancies remain.   Apartment rentals have seen an increase, often making them out of reach for working families.

Over the past 12 months, rental affordability in major metropolitan  areas has worsened at a faster rate than any where else in the country. Median income households  spend 35.3 percent of their incomes on rental costs, up from 31.8 percent a year ago, according to Zillow data.

Rents are rising more in places with a constrained housing stock, particularly where a lack of available land or regulations limit development.   A Zillow study in April found that rents in cities with the most restrictive land use policies were growing nearly three times faster than those with the least restrictive regulations. Of course, housing affordability is also influenced by the extent to which regional economies and incomes have grown.

In Buffalo, N.Y., renting isn’t as expensive as it is in many other markets, but the area has experienced one of the sharpest upticks in its affordability burden in recent months. 

Robert Silverman, an urban planning professor at the University of Buffalo, said much of the recent development downtown consists of more expensive senior housing or high-end complexes. At the same time, more people are renting because they don’t qualify for mortgages or can’t find properties as a result of few housing starts.

There’s been a general concern about the lack of affordable housing being built in the city, said Silverman. Advocacy groups are pushing local officials to adopt inclusionary zoning ordinances aimed at boosting the stock of low-income housing.

In other markets, rents have stabilized. The Washington, D.C., area, for example, had been one of the nation's hottest markets, but affordability changed little over the past three years, according to Zillow data. Costs in the Minneapolis-St. Paul area are following a similar trajectory, remaining steady after climbing over a decade

"Life is really simple, but we insist on making it complicated."

The Crippling Rise of Housing 

You've probably heard of bake sales a time or two.  Or possibly, you have hosted

a few yourself here and there. 


There are no shortage of ideas floating around the internet.   One of the best

fundraisers out there are the ones that take little to no money to host like:

  1. Spelling Bee Contest
  2. Walk/Running
  3. Dance-a-thons

Theses are a few I can think of, off the top of my head right now.